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As a member of Greater Miami Community Federal Credit Union you have access to affordable financial products, including savings and investment programs, low interest loans, affordable checking accounts, direct deposit and convenient access to your funds with a MAC Card.
All Deposits are insured to $100,000.00 by the National Credit Union Share Insurance Fund, which is administered by the National Credit Union Administration (NCUA), an agency of the Federal Government.
To learn more about our financial products, simply scroll down this page.
REGULAR SAVINGS ACCOUNTS: Our regular share (savings) account is the basic savings account you open to begin your membership in the Credit Union. The minimum share balance required is $5.00. This $5.00 must remain in your account at all times in order to continue your membership.
PRO SHARE ACCOUNT: Earn higher dividends on your shares by starting a Pro Account. Minimum balance of $2500.00 is required to avoid a monthly service charge.
CLUB ACCOUNTS: Christmas and Vacation Club Accounts are available with dividends paid quarterly.
SHARE CERTIFICATE ACCOUNTS: Certificates are available with a minimum deposit of $500.00. Maturity options range from 12 months to 60 months. Rates subject to change daily.
IRA’S: IRA’s are available in both share savings and share certificates. We offer traditional IRA’s as well as Roth IRA’s and Education IRA’s.
MAC CARDS: MAC Cards are available to Credit Union members to allow account accessibility 24 hours a day.
ALLIANCE ONE: An ATM network with ATMs for your use without an additional surcharge from that financial institution.
DIRECT DEPOSIT: Direct deposit is available to those wishing to have payroll or Federal checks deposited to their Credit Union account. It’s fast, safe and reliable.
CONSUMER LOANS: Various types of loans are available to members at very reasonable rates. Payments on loans may be made through payroll deduction. Payment protection coverage is available on most loans. Check our rate page for type and rates available.
MORTGAGE AND HOME EQUITY LOANS: Mortgage loans are available on a limited basis at the credit union or through CUNA on a referral basis for those loans over our lending limits.
TUITION ASSISTANCE LOANS: Tuition Assistance Loans are available as an open-ended line of unsecured credit. You may borrow up to $3500.00 with payment based on a 12 month payback. Loans must be used toward tuition only and the member must submit a statement from the educational institution with funds paid directly to the institution.
TRAVELERS CHEQUES: American Express Travelers Cheques are available at no charge to Credit Union members. American Express Travelers Cheques for Two and Gift Cheques are also available for a small fee.
LIBERTY FOR ALL: Credit Union members are eligible for an additional 5% savings on Insurance rates from Liberty Mutual Insurance.
GAPP INSURANCE: Guaranteed Auto Protection Plus protects individuals who finance a new or used vehicle from the financial GAP. In the current market, during the first few years that you own your vehicle, your loan balance can be higher than the actual value of your vehicle, as a result of depreciation. As your vehicle’s value declines, your loan balance may decline more slowly resulting in a financial gap. If your vehicle were stolen, or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan balance. Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. Guaranteed Auto Protection Plus will even cover your auto insurance deductible up to $1000.00
AMUSEMENT PARK TICKET SALES: Avoid the long lines and purchase your discount tickets directly from the Credit Union. Tickets available to:
KINGS ISLAND SPRING DATES ADULT BEFORE JUNE 1st Gate Price $42.99 CU Discount Price $27.00
GOOD ANY DAY ADULT AFTER JUNE 1st Gate Price $42.99 CU Discount Price $32.00
CHILD/SENIOR-GOOD ANY DAY (Age 3-6 & 60 plus or under 48") Gate Price $25.99 CU Discount Price $21.00
BEACH
ADULTS Gate Price $25.95 CU Discount Price $17.50
CHILD (UNDER 48") AND SENIOR (AGE 60 & OLDER) Gate Price $9.50 CU Discount Price $ 8.50
CEDAR POINT ADULTS Gate Price $43.95 CU Discount Price $33.50
JUNIOR 4 & UNDER 48”/ SENIORS AGE 60 & OVER *GATE PURCHASE ONLY CHILDREN UNDER 4 FREE
NEWPORT AQUARIUM ADULTS Gate Price $16.00 CU Discount Price $14.00
CHILD/SENIOR Gate Price $10.00 CU Discount Price $9.00
MEMBERSHIP CLUBS: Credit Union members are eligible to join a variety of clubs. Currently we participate in Sam’s Warehouse Club, Anheuser-Busch Club, and Get Away Today Vacations.
Please check our member services page for a full listing of services available.
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